Smart cards are like the regular cards you can find around you but they have a memory chip contained in a contact pad. Once this contact pad is detached, the card is no longer smart. The contact pad bearing the embedded memory chip is the basis for which a transaction can be made using a smart card.
Like mentioned earlier, smart cards are like the regular cards you can find around you (the same size and made of the same plastic material) but they have a memory chip contained in a contact pad. This is the stage where the intended user's personal data is being loaded into the memory chip. In this step, the codes are being entered into the chip memory using special commands. This is an integral step where the foundation for the functionality of the card is laid. The substrate here is the plastic which can be made of polyvinyl chloride (PVC) or any other synthetic plastic. This silicon chip is being linked to connectors with connecting wires either by soldering them or by bounding them together.Īfter this, the chip on the board substrate is sealed with an epoxy resin and glued directly to the substrate of the card. The chip made of silicon is being fixed into the card at this second stage.
It also requires the programmer to create application software for the card while specifying the card type and any other features he might want to include in the card. This is the first step which requires the designer or programmer to allocate a memory size to the chip, specify the clock speed, the volatile memory types, and the operating system. The construction of a smart card entails four basic steps: designing, fabrication, coding, and data loading. With microprocessors, the cards are now smart because they are capable of housing information and making use of them as the occasion demands. These users can utilize the technology to carry out online financial transactions such as shopping without cash in hand, making payments like electric bills, and transferring funds to a second party. These cards have memory chips embedded in them that are microprocessors with the capacity to store a lot of information about its users.
They are called smart cards because they aren’t just cards, they are cards bearing a substantial amount of private information and data limited to a particular user: the owner of the card. This smart technology enables users to store specific information unique to them which they can use to make payments and other transactions without involving physical cash. The cards can come in different sizes, but they all share one thing in common the technology that drives them. Various institutions ranging from banks, companies, business enterprises, and many other institutions make use of smart cards for different purposes. These cards are tiny enough to fit in your wallet or back pockets, and that’s where the first convenience it affords can be seen. Smart card technology involves making a tiny rectangular piece of card smart. These cards are called ‘smart’ for a reason, and that is what we’ll be looking at. The idea of a smart card is to reduce the archaic manner in which people carry cash about and feel insecure owing to prying eyes and numerous cases of heists associated with moving large chunks of cash about.Įssentially, smart cards are providing a safer and secure means of conducting financial transactions while making life easier in a world that is going cashless. Smart cards are now common in every economy across the world - they are being used by almost everyone that receives a paycheck. Smart cards are providing a safer and secure means of conducting financial transactions. Smart card technology is the fuel driving this convenient means of making payments and carrying out online transactions. Making payments and shopping online across various platforms has never been this swift and secured in the 21st century.
We live in a smart world where technological trends and advancements are making life easier for everyone.